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Credit Opinion & Decisions
These days, you often have to make rapid decisions about the financial security of a potential trading partner, and whether you should grant a line of credit. You may also need to demonstrate your own creditworthiness to suppliers and customers.
@rating was created by Coface - Our technical support partner as an online method of easily and reliably indicating company creditworthiness. The ratings are presented in a straightforward format (@ for $20,000 EUR, @@ for $50,000 EUR). @rating leverages a database of 50 million companies, a wealth of country-specific intelligence and over 60 years of experience to provide a reliable company assessment.
@rating is underpinned by a global network of resources - the CreditAlliance network of credit insurance providers in 50 countries and business information providers in 70 countries. These partners contribute local knowledge to a shared credit risk management database. As a result, @rating is built on common standards, so a “@@@” rating means the same for a company in Europe as it does for a company in South America.
The @rating scale
Our simple, globally used rating scale indicates a company’s financial soundness, reflecting the acceptable maximum level of exposure on a single transaction:
R $10,000 EUR
@ $20,000 EUR
@@ $50,000 EUR
@@@ $100,000 EUR
Customized Credit Opinion $100,000 EUR and above
NR Not rated, but indicating no known risk
X Not rated, but indicating possible risk
Ratings are continually monitored so you always receive reliable information for accurate decisions.
@ratings are available through ECIEnet, our online credit management tool
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ECIEnet 
